xTool makes laser cutters, engravers and craft cutting machines plus materials and accessories. We confirmed Affirm, Shop Pay Installments, Cash App Afterpay and PayPal Pay Later here.
Options and terms can change and depend on your credit. Confirm at checkout before you accept.
Pay later
Checked Nov 10, 2026 We saw Affirm at the store’s checkout
Store offer, minimum and plan lengths are from xTool’s website. APR and credit check are Affirm’s general terms.
Pay later
Checked Nov 11, 2026 We saw Shop Pay Installments at the store’s checkout
Store offer, minimum and plan lengths are from xTool’s website. APR and credit check are Shop Pay Installments’s general terms.
Pay later
Checked Nov 10, 2026 We saw Cash App Afterpay at the store’s checkout
Store offer, minimum and plan lengths are from xTool’s website. APR and credit check are Cash App Afterpay’s general terms.
Pay later
Checked Nov 10, 2026 PayPal Pay Later is set up on the store’s website
Store offer, minimum and plan lengths are from xTool’s website. APR and credit check are PayPal Pay Later’s general terms.
Example: xTool M2 Riser Base Kit at $219.00 (price on Nov 11, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.
PayPal Pay Later Pay in 4: 4 payments of $54.75 every 2 weeks, with no interest if you pay on time.
| APR | Monthly | Total paid | Interest |
|---|---|---|---|
| 0% | $18.25 | $219.00 | $0.00 |
| 19.99% | $20.29 | $243.43 | $24.43 |
| 36% | $22.00 | $264.01 | $45.01 |
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
Yes. We confirmed Affirm, Shop Pay Installments, Cash App Afterpay and PayPal Pay Later at xTool on Nov 11, 2026. Options can change, so check at checkout before you buy.
Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.
We checked online shopping at xTool only. If the store has physical locations, ask there whether financing is available.
Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money
