Pay over time at Ross-Simons

Ross-Simons is a jewelry retailer selling fine and fashion jewelry, diamonds, gemstones and gifts. We confirmed Affirm here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 Affirm is set up on the store’s website

Store offer, minimum and plan lengths are from Ross-Simons’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Takes PayPal

PayPal (Pay Later inside PayPal)

Ross-Simons takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

What a plan could cost

Example: 25.00 ct. t.w. Blue Diamond Bead Necklace with 14kt Gold - 16-inch at $1,995.00 (price on Nov 10, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

Affirm Pay in 4: 4 payments of $498.75 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$166.25$1,995.00$0.00
19.99%$184.80$2,217.56$222.56
36%$200.42$2,405.06$410.06

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Ross-Simons

  1. Add what you want to your cart on ross-simons.com.
  2. At checkout, choose Affirm as your payment method.
  3. Affirm shows the plans you can get. Checking does not affect your credit score.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Ross-Simons financing

Does Ross-Simons offer financing?

Yes. We confirmed Affirm at Ross-Simons on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Ross-Simons affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a Ross-Simons store?

We checked online shopping at Ross-Simons only. If the store has physical locations, ask there whether financing is available.

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