Pay over time at RealTruck

RealTruck is a truck and Jeep accessories retailer selling tonneau covers, running boards, lift kits and more. We confirmed Affirm and PayPal Pay Later here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 Affirm is set up on the store’s website

Store offer, minimum and plan lengths are from RealTruck’s website. APR and credit check are Affirm’s general terms.

Pay later

PayPal Pay Later

APR
0% to 35.99%
Credit check
Soft check

Checked Nov 10, 2026 The store’s website says it offers PayPal Pay Later

Store offer, minimum and plan lengths are from RealTruck’s website. APR and credit check are PayPal Pay Later’s general terms.

What a plan could cost

Example: RealTruck BAKFlip MX4 EZ-Lift Hard Folding Tonneau Cover at $1,399.99 (price on Nov 10, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

PayPal Pay Later Pay in 4: 4 payments of $350.00 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$116.67$1,399.99$0.00
19.99%$129.68$1,556.17$156.18
36%$140.65$1,687.75$287.76

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at RealTruck

  1. Add what you want to your cart on realtruck.com.
  2. At checkout or on the store’s financing page, choose Affirm or PayPal Pay Later.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about RealTruck financing

Does RealTruck offer financing?

Yes. We confirmed Affirm and PayPal Pay Later at RealTruck on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at RealTruck affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a RealTruck store?

We checked online shopping at RealTruck only. If the store has physical locations, ask there whether financing is available.

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money