Pay over time at Palacio Furniture

Palacio Furniture sells furniture and mattresses from showrooms in Arlington and Fort Worth, Texas. We confirmed American First Finance here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from Palacio Furniture’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

What leasing could cost

Example: Elements International Twenty Nine 2-Drawer Nightstand TN600NS at $599.99 (price on Nov 11, 2026).

Leasing with American First Finance can cost more than double the $599.99 cash price over the full term. Buying early, typically within 90 or 101 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at Palacio Furniture

  1. Add what you want to your cart on palaciofurniture.com.
  2. Apply for American First Finance at checkout or on the store’s financing page.
  3. AFF checks your application, including your credit. Check whether you are offered a lease or a loan.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Palacio Furniture financing

Does Palacio Furniture offer financing?

Yes. We confirmed American First Finance at Palacio Furniture on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Palacio Furniture affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a Palacio Furniture store?

We checked online shopping at Palacio Furniture only. If the store has physical locations, ask there whether financing is available.

More stores: Furniture & mattresses

All furniture & mattress financing stores

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money