Pay over time at National Furniture Market

National Furniture Market sells furniture, mattresses, home decor and outdoor furniture at discount prices. We confirmed American First Finance here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from National Furniture Market’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

What leasing could cost

Example: Savonport - TV Stand With Fireplace Option at $599.00 (price on Nov 11, 2026).

Leasing with American First Finance can cost more than double the $599.00 cash price over the full term. Buying early, typically within 90 or 101 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at National Furniture Market

  1. Add what you want to your cart on nationalfurnituremarket.com.
  2. Apply for American First Finance at checkout or on the store’s financing page.
  3. AFF checks your application, including your credit. Check whether you are offered a lease or a loan.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about National Furniture Market financing

Does National Furniture Market offer financing?

Yes. We confirmed American First Finance at National Furniture Market on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at National Furniture Market affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a National Furniture Market store?

We checked online shopping at National Furniture Market only. If the store has physical locations, ask there whether financing is available.

More stores: Furniture & mattresses

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