Pay over time at Mattress Clinic

Mattress Clinic sells mattresses, beds and bedding from its Moore, OK store. We confirmed Koalafi and Okinus here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Koalafi

Cost
More than cash price
Credit check
Alternative bureaus

Checked Nov 11, 2026 The store’s website says it offers Koalafi

Store offer, minimum and plan lengths are from Mattress Clinic’s website. Cost and credit check are Koalafi’s general terms.

All Koalafi stores and terms

Lease-to-own

Okinus

Cost
More than cash price
Credit check
Yes

Checked Nov 11, 2026 The store’s website says it offers Okinus

Store offer, minimum and plan lengths are from Mattress Clinic’s website. Cost and credit check are Okinus’s general terms.

All Okinus stores and terms

What leasing could cost

Example: RIO 2.0 Adjustable Base | Basic at $599.99 (price on Nov 11, 2026).

Leasing with Koalafi costs more than the $599.99 cash price over the full term. Buying early, usually within 90 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at Mattress Clinic

  1. Add what you want to your cart on mattressclinic.com.
  2. At checkout or on the store’s financing page, choose Koalafi or Okinus.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Mattress Clinic financing

Does Mattress Clinic offer financing?

Yes. We confirmed Koalafi and Okinus at Mattress Clinic on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Mattress Clinic affect my credit score?

Koalafi uses a soft inquiry to prequalify and a hard inquiry when you sign, with alternative credit bureaus. Payments are reported to TransUnion.

Can I use Koalafi in a Mattress Clinic store?

We checked online shopping at Mattress Clinic only. If the store has physical locations, ask there whether financing is available.

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