Add what you want to your cart on mackmattress.com.
At checkout or on the store’s financing page, choose Katapult or PayTomorrow.
Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about Mack Mattress financing
Does Mack Mattress offer financing?
Yes. We confirmed Katapult and PayTomorrow at Mack Mattress on Nov 11, 2026. Options can change, so check at checkout before you buy.
Will checking my rate at Mack Mattress affect my credit score?
Katapult doesn't do a traditional hard inquiry, and applying won't affect your FICO score. It checks Clarity Services, which shows as a soft inquiry on Experian.
Can I use Katapult in a Mack Mattress store?
We checked online shopping at Mack Mattress only. If the store has physical locations, ask there whether financing is available.
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