Pay over time at LifeSpan Fitness

LifeSpan Fitness sells treadmills, under-desk walking pads, treadmill desks, bike desks and other home and office fitness equipment. We confirmed Bread Pay, Shop Pay Installments, Progressive Leasing and Katapult here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Bread Pay

Minimum purchase
Often $50
Plan lengths
24 or 36 months
APR
0% to 34.99%
Credit check
Soft to check your rate

Checked Nov 9, 2026 The store’s website says it offers Bread Pay

Store offer, minimum and plan lengths are from LifeSpan Fitness’s website. APR and credit check are Bread Pay’s general terms.

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 Shop Pay Installments is set up on the store’s website

Store offer, minimum and plan lengths are from LifeSpan Fitness’s website. APR and credit check are Shop Pay Installments’s general terms.

Lease-to-own

Progressive Leasing

Cost
More than cash price
Credit check
No credit needed

Checked Nov 10, 2026 The store’s website says it offers Progressive Leasing

Store offer, minimum and plan lengths are from LifeSpan Fitness’s website. Cost and credit check are Progressive Leasing’s general terms.

Lease-to-own

Katapult

Cost
More than cash price
Credit check
No hard inquiry

Checked Nov 11, 2026 The store’s website says it offers Katapult

Store offer, minimum and plan lengths are from LifeSpan Fitness’s website. Cost and credit check are Katapult’s general terms.

Takes PayPal

PayPal (Pay Later inside PayPal)

LifeSpan Fitness takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

What a plan could cost

Example: LifeSpan TX6-GlowUp Under Desk Treadmill – LifeSpanFitness at $1,399.00 (price on Nov 11, 2026), paid monthly over 12 months with Bread Pay financing, where the store offers it.

APRMonthlyTotal paidInterest
0%$116.58$1,399.00$0.00
19.99%$129.59$1,555.07$156.07
34.99%$139.84$1,678.09$279.09

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at LifeSpan Fitness

  1. Add what you want to your cart on lifespanfitness.com.
  2. At checkout or on the store’s financing page, choose Bread Pay, Shop Pay Installments, Progressive Leasing or Katapult. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about LifeSpan Fitness financing

Does LifeSpan Fitness offer financing?

Yes. We confirmed Bread Pay, Shop Pay Installments, Progressive Leasing and Katapult at LifeSpan Fitness on Nov 11, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at LifeSpan Fitness affect my credit score?

Checking your rate with Bread Pay is a soft check and does not affect your credit score. If you accept a loan, it may be reported to credit bureaus.

Can I use Bread Pay in a LifeSpan Fitness store?

We checked online shopping at LifeSpan Fitness only. If the store has physical locations, ask there whether financing is available.

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