Pay over time at Jenny's

Jenny's sells furniture, mattresses and home appliances from its Modesto, CA showroom. We confirmed Koalafi and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

Koalafi

Cost
More than cash price
Credit check
Alternative bureaus

Checked Nov 11, 2026 The store’s website says it offers Koalafi

Store offer, minimum and plan lengths are from Jenny's’s website. Cost and credit check are Koalafi’s general terms.

All Koalafi stores and terms

Store credit card

Synchrony credit card

Name at checkout
Synchrony HOME Credit Card
APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Jenny's’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

How to pay over time at Jenny's

  1. Add what you want to your cart on jennysstores.com.
  2. At checkout or on the store’s financing page, choose Koalafi or Synchrony HOME Credit Card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Jenny's financing

Does Jenny's offer financing?

Yes. We confirmed Koalafi and Synchrony credit card at Jenny's on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Jenny's affect my credit score?

Koalafi uses a soft inquiry to prequalify and a hard inquiry when you sign, with alternative credit bureaus. Payments are reported to TransUnion.

Can I use Koalafi in a Jenny's store?

We checked online shopping at Jenny's only. If the store has physical locations, ask there whether financing is available.

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