Pay over time at Jared

Jared is a jewelry store chain specializing in engagement rings, diamond jewelry and watches. We confirmed Affirm and Progressive Leasing here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
$150
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 The store’s website says it offers Affirm

Store offer, minimum and plan lengths are from Jared’s website. APR and credit check are Affirm’s general terms.

Lease-to-own

Progressive Leasing

Name at checkout
Lease Purchase Program
Cost
More than cash price
Credit check
No credit needed

Checked Nov 10, 2026 Progressive Leasing is offered in the store's physical locations

Store offer, minimum and plan lengths are from Jared’s website. Cost and credit check are Progressive Leasing’s general terms.

How to pay over time at Jared

  1. Add what you want to your cart on jared.com (at least $150).
  2. At checkout or on the store’s financing page, choose Affirm or Lease Purchase Program.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Jared financing

Does Jared offer financing?

Yes. We confirmed Affirm and Progressive Leasing at Jared on Nov 10, 2026. Options can change, so check at checkout before you buy.

Is there a minimum purchase to use Affirm at Jared?

Jared says the minimum is $150. Below that, Affirm may not show at checkout.

Will checking my rate at Jared affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a Jared store?

We checked online shopping at Jared only. If the store has physical locations, ask there whether financing is available.

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