Icebox Diamonds & Watches takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.
Example: 2pt Diamond Hoop Earrings - White Gold / Lab Grown Diamond at $1,020.00 (price on Nov 10, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.
APR
Monthly
Total paid
Interest
0%
$85.00
$1,020.00
$0.00
19.99%
$94.48
$1,133.79
$113.79
36%
$102.47
$1,229.66
$209.66
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
How to pay over time at Icebox Diamonds & Watches
Add what you want to your cart on icebox.com.
At checkout, choose Shop Pay Installments as your payment method. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
Affirm checks which plans you can get. Applying does not affect your credit.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about Icebox Diamonds & Watches financing
Does Icebox Diamonds & Watches offer financing?
Yes. We confirmed Shop Pay Installments at Icebox Diamonds & Watches on Nov 10, 2026. Options can change, so check at checkout before you buy.
Will checking my rate at Icebox Diamonds & Watches affect my credit score?
Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.
Can I use Shop Pay Installments in an Icebox Diamonds & Watches store?
We checked online shopping at Icebox Diamonds & Watches only. If the store has physical locations, ask there whether financing is available.
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