Pay over time at Grand Home Furnishings

Grand Home Furnishings sells furniture, mattresses and home decor online and from its regional furniture stores. We confirmed American First Finance and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from Grand Home Furnishings’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

Store credit card

Synchrony credit card

APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Grand Home Furnishings’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

How to pay over time at Grand Home Furnishings

  1. Add what you want to your cart on grandhf.com.
  2. At checkout or on the store’s financing page, choose American First Finance or Synchrony credit card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Grand Home Furnishings financing

Does Grand Home Furnishings offer financing?

Yes. We confirmed American First Finance and Synchrony credit card at Grand Home Furnishings on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Grand Home Furnishings affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a Grand Home Furnishings store?

We checked online shopping at Grand Home Furnishings only. If the store has physical locations, ask there whether financing is available.

More stores: Furniture & mattresses

All furniture & mattress financing stores

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