Pay over time at Gibson

Gibson sells iconic electric and acoustic guitars, including Les Paul, SG and Epiphone models. We confirmed Shop Pay Installments and Synchrony credit card here.

2 options confirmed
Checked Nov 14, 2026
Music

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Shop Pay Installments

Minimum purchase: $50 for Pay in 4
APR: 0% to 36%
Credit check: No impact to apply

Checked Nov 10, 2026 Shop Pay Installments is set up on the store’s website

Store offer, minimum and plan lengths are from Gibson’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Store credit card

Synchrony credit card

Name at checkout: Synchrony Music & Sound credit card
APR: Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check: Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Gibson’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

Takes PayPal

PayPal (Pay Later inside PayPal)

Gibson takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.

Checked Nov 10, 2026

PayPal Pay Later terms and stores

What a plan could cost

Example: Epiphone Sheraton with Rosewood Fretboard, Antique Natural at $899.00 (price on Nov 14, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.

Shop Pay Installments Pay in 4: 4 payments of $224.75 every 2 weeks, with no interest if you pay on time.

APR	Monthly	Total paid	Interest
0%	$74.92	$899.00	$0.00
19.99%	$83.27	$999.29	$100.29
36%	$90.32	$1,083.78	$184.78

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Gibson

Add what you want to your cart on gibson.com.
At checkout or on the store’s financing page, choose Shop Pay Installments or Synchrony Music & Sound credit card. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
Compare the plans and the total cost, then accept only if the total works for you.

Questions about Gibson financing

Does Gibson offer financing?

Yes. We confirmed Shop Pay Installments and Synchrony credit card at Gibson on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Gibson affect my credit score?

Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.

Can I use Shop Pay Installments in a Gibson store?

We checked online shopping at Gibson only. If the store has physical locations, ask there whether financing is available.

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