Pay over time at Deluxe Home Decor Furniture

Deluxe Home Decor Furniture sells modern sofas, sectionals, coffee tables and bedroom furniture from its Tampa, Florida showroom. We confirmed American First Finance and Synchrony credit card here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Lease-to-own

American First Finance

Cost
Up to 2x cash price or more
Credit check
Soft and hard

Checked Nov 11, 2026 The store’s website says it offers American First Finance

Store offer, minimum and plan lengths are from Deluxe Home Decor Furniture’s website. Cost and credit check are American First Finance’s general terms.

All American First Finance stores and terms

Store credit card

Synchrony credit card

APR
Promo offers, then the card's purchase APR (34.99% on new Synchrony HOME cards)
Credit check
Credit card application

Checked Nov 14, 2026 The store’s website says it offers Synchrony credit card

Store offer, minimum and plan lengths are from Deluxe Home Decor Furniture’s website. APR and credit check are Synchrony credit card’s general terms.

Synchrony financing: how it works

What leasing could cost

Example: Corliss Beige Velvet Sofa with Curved Arms and Gold Legs at $1,309.00 (price on Nov 14, 2026).

Leasing with American First Finance can cost more than double the $1,309.00 cash price over the full term. Buying early, typically within 90 or 101 days, costs the least.

Lease-to-own is not a loan. Your payments, fees and early purchase price are set in your lease agreement, so read it before you sign.

How to pay over time at Deluxe Home Decor Furniture

  1. Add what you want to your cart on deluxehomedecorfurniture.com.
  2. At checkout or on the store’s financing page, choose American First Finance or Synchrony credit card.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Deluxe Home Decor Furniture financing

Does Deluxe Home Decor Furniture offer financing?

Yes. We confirmed American First Finance and Synchrony credit card at Deluxe Home Decor Furniture on Nov 14, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Deluxe Home Decor Furniture affect my credit score?

American First Finance runs soft and hard credit checks, though no minimum score is needed. Most accounts are reported to TransUnion and Clarity.

Can I use American First Finance in a Deluxe Home Decor Furniture store?

We checked online shopping at Deluxe Home Decor Furniture only. If the store has physical locations, ask there whether financing is available.

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