Chicory takes PayPal at checkout. We didn't see Pay Later advertised on its site, but for eligible US orders Pay in 4 usually shows inside the PayPal window. Check there before you rely on it.
Example: Slipcover Only - Modular Outdoor Washable 5-Seater Open-Ends Corner Sectional | Nano Slubweave in Mist at $1,065.00 (price on Nov 10, 2026), paid monthly over 12 months with Shop Pay Installments financing, where the store offers it.
APR
Monthly
Total paid
Interest
0%
$88.75
$1,065.00
$0.00
19.99%
$98.65
$1,183.81
$118.81
36%
$106.99
$1,283.91
$218.91
For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.
How to pay over time at Chicory
Add what you want to your cart on chicoryhome.com.
At checkout, choose Shop Pay Installments as your payment method. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
Affirm checks which plans you can get. Applying does not affect your credit.
Compare the plans and the total cost, then accept only if the total works for you.
Questions about Chicory financing
Does Chicory offer financing?
Yes. We confirmed Shop Pay Installments at Chicory on Nov 10, 2026. Options can change, so check at checkout before you buy.
Will checking my rate at Chicory affect my credit score?
Applying for Shop Pay Installments does not affect your credit. If you take a plan, your loan and payment history may be shared with credit bureaus.
Can I use Shop Pay Installments in a Chicory store?
We checked online shopping at Chicory only. If the store has physical locations, ask there whether financing is available.
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