Pay over time at Charles & Colvard

Charles & Colvard is a maker of moissanite and lab-grown diamond engagement rings and fine jewelry. We confirmed Affirm here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 The store’s website says it offers Affirm

Store offer, minimum and plan lengths are from Charles & Colvard’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

How to pay over time at Charles & Colvard

  1. Add what you want to your cart on charlesandcolvard.com.
  2. Apply for Affirm at checkout or on the store’s financing page.
  3. Affirm shows the plans you can get. Checking does not affect your credit score.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Charles & Colvard financing

Does Charles & Colvard offer financing?

Yes. We confirmed Affirm at Charles & Colvard on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Charles & Colvard affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a Charles & Colvard store?

We checked online shopping at Charles & Colvard only. If the store has physical locations, ask there whether financing is available.

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