Pay over time at Big Fig Mattress

Big Fig Mattress is a mattress brand building extra-firm, high-capacity mattresses and frames for bigger bodies. We confirmed Affirm, Shop Pay Installments and Katapult here.

Ways to pay over time

Options and terms can change and depend on your credit. Confirm at checkout before you accept.

Pay later

Affirm

Minimum purchase
Often $50
APR
0% to 36%
Credit check
Won't affect your score

Checked Nov 10, 2026 Affirm is set up on the store’s website

Store offer, minimum and plan lengths are from Big Fig Mattress’s website. APR and credit check are Affirm’s general terms.

All Affirm stores and terms

Pay later

Shop Pay Installments

Minimum purchase
$50 for Pay in 4
APR
0% to 36%
Credit check
No impact to apply

Checked Nov 10, 2026 We saw Shop Pay Installments at the store’s checkout

Store offer, minimum and plan lengths are from Big Fig Mattress’s website. APR and credit check are Shop Pay Installments’s general terms.

All Shop Pay Installments stores and terms

Lease-to-own

Katapult

Cost
More than cash price
Credit check
No hard inquiry

Checked Nov 10, 2026 The store’s website says it offers Katapult

Store offer, minimum and plan lengths are from Big Fig Mattress’s website. Cost and credit check are Katapult’s general terms.

All Katapult stores and terms

What a plan could cost

Example: Big Fig Flip Mattress - Queen at $2,399.00 (price on Nov 10, 2026), paid monthly over 12 months with Affirm financing, where the store offers it.

Affirm Pay in 4: 4 payments of $599.75 every 2 weeks, with no interest if you pay on time.

APRMonthlyTotal paidInterest
0%$199.92$2,399.00$0.00
19.99%$222.22$2,666.62$267.62
36%$241.01$2,892.10$493.10

For illustration only, before tax and shipping. Your APR depends on your credit and the plan. 0% APR is only possible if the store runs a 0% offer and you qualify.

How to pay over time at Big Fig Mattress

  1. Add what you want to your cart on bigfigmattress.com.
  2. At checkout or on the store’s financing page, choose Affirm, Shop Pay Installments or Katapult. Shop Pay Installments shows as Shop Pay: choose it, then pick installments.
  3. Each one runs its own check. The cards above show which use a soft check and which can affect your credit.
  4. Compare the plans and the total cost, then accept only if the total works for you.

Questions about Big Fig Mattress financing

Does Big Fig Mattress offer financing?

Yes. We confirmed Affirm, Shop Pay Installments and Katapult at Big Fig Mattress on Nov 10, 2026. Options can change, so check at checkout before you buy.

Will checking my rate at Big Fig Mattress affect my credit score?

Checking your plans with Affirm does not affect your credit score. If you take a loan, Affirm reports it to Experian, including Pay in 4.

Can I use Affirm in a Big Fig Mattress store?

We checked online shopping at Big Fig Mattress only. If the store has physical locations, ask there whether financing is available.

More stores: Furniture & mattresses

All furniture & mattress financing stores

Meedsy is not a lender and does not make credit decisions. “Visit” links may be affiliate links, and we may earn a commission. That never changes which stores we list or what we say about them. Store names and logos belong to their owners. How we make money