Based on research and not influenced
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Prices of Rent-A-Center Electric Bikes and Cheaper Options

Rent-A-Center electric bike is one of the most common for rent-to-own but could be more expensive in the long run than its alternatives as reviewed.

There are a few names as popular as Rent-A-Center in the rental business space; some do wholly refer to the industry using that name and as such, a household brand when the thought of rent-to-own comes to mind, especially for furniture leasing and electronics.

The platform is also popular as one of the rent-to-own electric bike providers and known for its Nakto line of bikes and those from Swagtron which you can get and pay weekly or monthly until you complete that for it to become yours.

Rent-A-Center Electric Bike Prices

The below shows an estimate of how much it will cost you to rent to own electric bikes at Rent-A-Center:

You check the pricing before you see the alternatives that will save you more than 300% of the rental costs.

NAKTO 26″ Santa Monica 500W

  • Price Per Week: $36.99*
  • Total Cost: $6,917.13
  • Same as Cash (CA): $4,150.28


Our reviews of the price of this Rent-A-Center electric bike show that it is more than 300% higher than the rent-to-own market value of the item as the Nakto 26″ Santa Monica High Step City Cruiser can be gotten at 988.95* same as cash.

If you also consider its total cost of $6,917.13, you will save more than $4,669 by opting for the same bike on eBikeJoy! or similar platforms using the Katapult lease-to-own service.

Unless your intention is to rent this bike for a few days before you return it, if you want to buy this item through rent-to-own, you might want to consider an alternative like eBikeJoy!



  • Motor: 500W Brushless
  • Battery: 48V/10Ah Lithium
  • Battery Range: 30km (with pedal assist)
  • Charging Time: 4 – 6 hours
  • Brake: Shimano Front Brake and Rear Disc Brake


NAKTO 26 Santa Monica 500W Electric Bike

Swagtron EB7 Elite Commuter Folding

  • Price Per Week: $26.73*
  • Total Cost: $2,138.40
  • Same as Cash (CA): $950.40


Another nice product from the range of Rent-A-Center electric bike models but our reviews show that the rent-to-own (same as cash) market value of the Swagtron Swagcycle EB-7 Elite Plus Folding is $644.99 when this is acquired on Abunda through the Acima lease-to-own option hence, you will save more than 47% as Rent-A-Center price is higher at $950.40.

The total cost to own the same e-bike through Abunda/Acima is more than 48% cheaper as you will save at least $700 if you get this bike on the shopping platform.



  • Motor: 350W Brushless
  • Battery: 36V Li-ion
  • Battery Range: 18.6 miles (with pedal assist)
  • Charging Time: 3 – 4 hours
  • Brake: Dual Disc Brake



Swagtron EB7 Elite Commuter Folding Electric Bike

NAKTO 26″ Camel White Women

  • Price Per Week: $26.79*
  • Total Cost: $2,223.78
  • Same as Cash (CA): $988.35
NAKTO 26 Camel White Womens City Electric Bike

NAKTO 26″ Ranger Electric Mountain

  • Price Per Week: $36.62*
  • Total Cost: $2,966.28
  • Same as Cash (CA): $1,318.35
NAKTO 26 Ranger Electric Mountain Bike

Rent-A-Center Electric Bikes Cheaper Alternatives

Here below are cheaper places you can lease-to-own electric bikes rather than Rent-A-Center:


e-Bike Joy




Tip: eBikeJoy! is an online retailer and through Katapult, you can lease to own e-bikes and save at least 127% instead of Rent-A-Center electric bikes.


This platform retails e-bikes from many brands including Nakto, X-Treme, Pfautec, Eurnorao, e-Joy, and many others you can rent to own effortlessly online and have delivered them quicker within 3-5 days.

Aside from its better delivery timeline, you can save more than 300% when opting for its e-bikes as against going for RAC.

The price of the Nakto 26″ Santa Monica High Step City Cruiser on eBikeJoy! is $899 and on lease-to-own same as cash pricing is $988.95*, which is way cheaper than the Rent-A-Center price of $4,150.28 same as cash. That is a 320% difference when compared.

Using Katapult, you have the option to lease-to-own any electric bike model from their inventory, with financing available up to $3,500 in credit.

Explore their diverse range of bike categories, which include cruisers, folding bikes, hunting bikes, mountain adventure models, dirt bikes, and more, to find the one that best aligns with your preferences.


Read more about eBikeJoy!

In addition to the rent-to-own electric bike option offered by Katapult, you can also choose to finance their products through Klarna, Shop Pay (Affirm), and Zip.

If you prefer not to utilize Katapult for your e-bike purchase, you can explore these alternative buy-now-pay-later companies, as they also offer extended financing options.




New York City


Tip: Use code PRT537 for $30 off. Whizz provides an alternative to Rent-A-Center electric bikes to residents of New York City.


Whizz is one of the electric bike companies serving NYC and the products have gained recognition for their striking green aesthetics, underlining a keen commitment to design that transforms them into visually captivating tools for efficient logistics.

Within this brand’s offerings, you will find two distinct electric bike models: the Storm and the Breeze. Each model comes with different rental rates and unique specifications.

Furthermore, an enticing option exists for renting refurbished electric bikes, which provides a significantly more budget-friendly alternative compared to the rental plans for brand-new Whizz electric bikes.

Though its inventory does not include any of the models within the range of options you can get opting for the Rent-A-Center electric bikes, their products are worth considering if you need something for logistics in New York City.


Read more about the Whizz

The company reduced the prices of its products recently and the new monthly rental rates for the Breeze model begin at $149, while the Storm model is priced at $169.

For those interested in purchasing one of their pre-owned electric bikes, the total cost has been reduced to $590 (previously $670), and you have the flexibility to make an upfront payment if you have the necessary funds. Alternatively, you can choose a “buy now, pay later” approach by utilizing Klarna’s payment plans.

Additionally, you can secure a Whizz electric bike through lease-to-own arrangements by selecting the Acima leasing option during the payment process.

Ordering your electric bike online offers a more convenient and expedited way to make your purchase compared to completing the entire process at physical locations.

To enjoy a $30 discount on your initial rental payment, simply apply the promo code PRT537 when placing your order.

Furthermore, if you pick up your bike within 24 hours, you may be eligible for an additional $30 discount in your second month.






Tip: Abunda is a platform that enables you to spread your payment period for electric bike purchases on Amazon, offering the flexibility to stretch your payments over a span of up to 12 months using Acima.


Abunda is an exceptional platform that offers a good buy-now-pay-later alternative to Rent-A-Center electric bikes. It boasts an impressive array of bike options directly sourced from Amazon’s inventory.

When it comes to inventory, it has more compared to the number of Rent-A-Center electric bikes, including Nakto and Swagtron, and some others like Heybike, Velowave, Ancheer, Vitilan, Engwe, and others that are also major brands within the e-bike space.

Comparatively, Abunda’s pricing is also way cheaper than opting for any of the Rent-A-Center electric bike options.

Looking at the Swagtron Swagcycle EB-7 Elite Plus Folding which is sold by Rent-A-Center at $950.40 (same-as-cash pricing), you will get this for just $644.99 through Abunda’s lease-to-own option. In fact, RAC’s total cost of $2,138.40 is way more expensive than Abunda’s (Acima) total cost to own of $1,438.38 if you see through the period of 12 months.


Abunda Swagtron Swagcycle


The company’s lease-to-own program is made convenient by its seamless integration with third-party financing provider, Acima and it also has PayPal and Klarna as more options. Its Acima integration allows you to spread your lease payments for electric bikes over an extended period of up to 12 months.

This platform boasts a user-friendly shopping interface that streamlines the process of finding your desired electric bike. You can even finance your selection with ease by simply pasting an Amazon product link into its search field.

Once your order is approved on Abunda, your e-bike will be dispatched from the Amazon warehouse, ensuring a hassle-free and swift delivery experience.


Read more about Abunda

It offers a diverse selection of electric bike models within its biking category, ensuring you have the opportunity to explore and find the perfect match for your riding preferences.

Getting started with Abunda is incredibly easy, as there are no initial prerequisites to access their rent-to-own electric bike services. You can dive right into the experience without the need to provide any upfront information.

It is worth noting that the financing amount available for your electric bike purchase is determined by Abunda’s reputable third-party partners. To complete an order, certain essential details will be required.

When applying for financing through Klarna and PayPal Pay in 4 to acquire your electric bike, only minimal information is necessary. However, the process varies when you opt for Abunda’s leasing partner.

Acima, Abunda’s lease-to-own service provider, offers the opportunity to secure financing of up to $4,000. This enables you to obtain your desired e-bike and conveniently spread the cost of your purchase over a 12-month period.

Amazon Monthly


Pricing From



Tip: Amazon Monthly provides an interest-free option to evenly spread the expenses of your purchases and is available to frequent users of the platform.


This is not a direct alternative to the Rent-A-Center electric bike rental service but rather, a better way to acquire your choice e-bike without paying any interest.

The Amazon monthly financing tool allows you to buy any eligible product on Amazon and spread the cost of the payment up to 120 days.

However, there is a very slim chance you will be able to access this if you do not use Amazon on a regular basis. If you shop frequently using the marketplace, chances are high that you could get that electric bike you need without paying any extra.

If this works for you, you will save more than 400% compared to any of the Rent-A-Center electric bikes.


Read more about the Amazon Monthly Payment

This service applies to select products, and your desired e-bike may be eligible for monthly installment payments.

To verify its eligibility, simply add the bike to your cart and proceed to the payment page. If the item qualifies for Amazon’s monthly payment option, you’ll receive a notification on that page.

From there, you can continue with the checkout process to assess whether this financing solution aligns with your requirements for acquiring the electric bike.

Factors to Consider Before Opting for Rent-A-Center Electric Bikes


Before you decide to rent an electric bike from Rent-A-Center, there are several important points you should consider.

Here are very important factors to take note of:


Determine Your Needs and Usage

Before renting an electric bike from Rent-A-Center or any other provider, it is crucial to assess your specific needs and intended usage. Consider the following questions:

  • Purpose: What is the primary reason for renting an electric bike? Are you using it for commuting, recreational purposes, or both?
  • Frequency: How often do you plan to use the electric bike? Will it be a daily, weekly, or occasional means of transportation?
  • Distance: What is the typical distance you need to cover on your rides? This will influence the range and battery capacity you require.

Understanding your needs and usage patterns will help you select the right electric bike model and rental plan that aligns with your lifestyle.


Electric Bike Models and Features

Rent-A-Center offers a variety of electric bike models to choose from, each with its own set of features and capabilities. Take the time to research and compare the available options. Consider the following factors:

  • Bike Type: Rent-A-Center offers different types of electric bikes, including city bikes, mountain bikes, foldable bikes, and more. Choose one that suits your intended use.
  • Battery Range: Evaluate the battery range of the electric bike to ensure it can cover the distances you plan to travel on a single charge.
  • Motor Power: Different electric bikes come with motors of varying power levels. Consider your riding terrain; if you have hilly areas to navigate, a more powerful motor may be necessary.
  • Weight and Portability: If you need to transport the electric bike frequently, consider its weight and whether it’s foldable for easier storage and transportation.
  • Accessories: Check if the rental package includes any accessories such as lights, locks, racks, or baskets that may enhance your riding experience.
  • Comfort and Fit: Ensure that the electric bike’s size and design provide a comfortable and ergonomic fit for your body type.


Rental Terms and Costs

Understanding the rental terms and costs is essential to avoid unexpected expenses and make an informed decision. Here are key factors to consider:

  • Rental Duration: Determine how long you need the electric bike. Rent-A-Center typically offers weekly or monthly rental options.
  • Pricing Structure: Understand the rental rates and payment schedule. Are there any discounts for longer rental periods or upfront payments?
  • Security Deposit: Check if a security deposit is required and the amount. Understand the conditions for refunding the deposit when you return the bike.
  • Maintenance and Repairs: Inquire about maintenance and repair responsibilities. Are these costs covered by the rental agreement, or will you be responsible for any damages?
  • Late Fees and Penalties: Be aware of any late fees or penalties for returning the electric bike past the agreed-upon rental period.
  • Insurance: Consider whether you need additional insurance coverage for the electric bike in case of accidents, theft, or damage during the rental period.


Availability and Reservation

Before opting for any of the Rent-A-Center electric bikes, ensure that the model you want is available and in good condition. It is advisable to reserve the bike in advance to secure your rental. Here are some points to keep in mind:

  • Availability: Check if the specific electric bike model you desire is in stock and available for rent. Some popular models may have limited availability.
  • Reservation Process: Understand the reservation process and requirements. Determine if a reservation fee is applicable and how it’s credited toward your rental.
  • Pick-up and Drop-off Locations: Identify the nearest Rent-A-Center location for picking up and returning the electric bike. Consider whether it is convenient for you.
  • Lead Time: Plan ahead and make your reservation with sufficient lead time, especially during peak seasons when demand for electric bike rentals may be high.


Test Ride and Inspection for Refurbished

Before finalizing your rental agreement, it is advisable to conduct a test ride and a thorough inspection of the electric bike if it is a used e-bike. This step helps ensure that you are comfortable with the bike’s performance and that it’s in good condition. Here is what to do:

  • Test Ride: Take the electric bike for a test ride to assess its handling, comfort, and responsiveness. Ensure that it meets your expectations.
  • Inspection: Examine the bike carefully for any visible damage or signs of wear and tear. Document any existing issues with Rent-A-Center staff to avoid disputes upon return.
  • Ask Questions: Don’t hesitate to ask Rent-A-Center staff about the bike’s maintenance history, recent servicing, and any specific instructions for care during your rental period.


Rental Agreement Terms and Conditions

Before signing the rental agreement, thoroughly read and understand the terms and conditions. Pay close attention to the following:

  • Liability: Clarify your liability in case of accidents or damages while using the Rent-A-Center electric bike. Understand the insurance coverage, if any.
  • Return Policy: Familiarize yourself with the return policy, including the condition in which the bike should be returned and any associated fees.
  • Cancellation Policy: Know the cancellation policy, including any penalties for canceling your rental reservation.
  • Payment Terms: Review the payment schedule, due dates, and accepted payment methods.
  • Additional Fees: Check for any hidden or unexpected fees that may apply during the rental period.


Maintenance and Repairs

Understanding your responsibilities regarding maintenance and repairs is essential to avoid unexpected costs and ensure the bike’s safety. Here are some considerations:

  • Maintenance Guidelines: Ask for maintenance guidelines and recommended care practices to keep the electric bike in good working condition.
  • Reporting Issues: Understand the procedure for reporting any issues or malfunctions with the electric bike during your rental period.
  • Responsibility for Damage: Clarify your responsibility for covering the costs of any damages to the electric bike that occur during your rental.
  • Emergency Contacts: Obtain emergency contact information in case you encounter problems while using the electric bike.


Safety and Regulations

Safety should always be a top priority when renting an electric bike. Familiarize yourself with local regulations and safety guidelines for electric bike use. Consider the following:

  • Helmet Use: Ensure you have a suitable helmet and make it a practice to wear it while riding. Some regions may have helmet laws.
  • Traffic Rules: Familiarize yourself with local traffic rules and regulations for electric bikes. Obey speed limits and traffic signals.
  • Riding Etiquette: Practice safe riding etiquette, such as signaling your turns, being aware of pedestrians, and maintaining a safe distance from other vehicles.
  • Visibility: Ensure your electric bike has adequate lighting and reflectors, especially if you plan to ride at night.
  • Weather Conditions: Be cautious when riding in adverse weather conditions, and consider whether the electric bike is suitable for such conditions.


Alternative Rental Options

While RAC is a popular choice for e-bike rentals, it is worthwhile to explore alternatives to Rent-A-Center electric bike options, especially those suggested above.

Different providers may offer varying terms, models, and pricing structures. Comparing options can help you find the best fit for your needs and budget.


Customer Reviews and Feedback

Before renting from Rent-A-Center, read customer reviews and feedback to gain insights into the experiences of others who have used their electric bike rental services. Look for reviews related to the specific model you are interested in and the overall satisfaction of customers.


Customer Support and Assistance

Consider the level of customer support and assistance offered by Rent-A-Center or your chosen rental provider. Inquire about their responsiveness to inquiries, assistance with technical issues, and availability of a dedicated support team. Having access to reliable customer support can be invaluable if you encounter any problems or have questions during your rental period.


Environmental Impact and Sustainability

Evaluate the environmental impact and sustainability practices of the electric bike rental provider. Are they committed to eco-friendly transportation and responsible disposal of old or damaged bikes? Understanding their sustainability initiatives can align your choice with your values and contribute to reducing your carbon footprint while enjoying the benefits of electric biking.


Additional Fees and Charges

Examine the rental agreement for any potential additional fees or charges that may apply. These could include charges for exceeding the specified mileage, returning the electric bike in a condition that requires extra cleaning or repairs, or other unexpected costs. Understanding the fee structure in advance helps you budget effectively and avoid surprises.


Local Riding Conditions and Terrain

Before opting for one of the Rent-A-Center electric bikes, research and familiarize yourself with the local riding conditions and terrain in the area where you plan to use it.

Different regions may have varying road conditions, levels of traffic, and terrain types.

Knowing what to expect can help you select the most suitable model from the Rent-A-Center electric bike inventory with the appropriate features, such as tires designed for off-road riding if you will be exploring trails, or road-oriented tires if you plan to use it primarily for city commuting.

Understanding local conditions ensures a safer and more enjoyable riding experience.



Choosing one of the models within the Rent-A-Center electric bike range or any other from a different provider can be a convenient and enjoyable way to experience eco-friendly transportation.

To make the most of your rental experience, it is essential to consider your needs, evaluate the electric bike models and features, understand the rental terms and costs, ensure availability, conduct test rides and inspections, review the rental agreement, and prioritize safety.

By carefully weighing these points and conducting thorough research, you can confidently rent an electric bike that enhances your mobility, provides enjoyment, and aligns with your lifestyle. Remember that each rental experience is unique, and being well-informed will help you make the most of your electric bike rent-to-own option.

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