PS5 buy now pay later option is offered by many online stores and you can have the gaming console with no upfront costs or hard credit checks.
With the chance to acquire your desired PS5 without the immediate financial costs, you can easily enhance your gaming experience.
Whether you are looking for the latest PS5 console or accessories, there are several buy now pay later options available to streamline your purchase, all with no hard credit required.
PS5 Buy Now Pay Later Stores Online
Here is a list of popular online stores that offer buy now pay later choices for PS5 gaming consoles:
Amazon
Accepts
Amazon Monthly, Affirm
Channel
Online
Tip: Amazon boasts an extensive selection of PS5 gaming consoles. With Amazon Monthly, you have the option to finance your purchase and delay payment without interest for up to 120 days. Additionally, you can opt for the buy now, pay later alternative by choosing Affirm as your payment method.
When it comes to gaming console variations, you probably know there are a few places you can get your choice device than the Amazon marketplace.
From the regular PlayStation 5 to the Digital Edition you will definitely find a console that meets your specification preference.
Regarding PS5 buy now pay later options, there is an Amazon Monthly which is an interest-free financing option provided by the platform for its persistent users.
Though the monthly payment offering is only accessible to selected users, you can still use the Affirm option if you are not eligible for its interest-free financing.
While the Amazon Monthly payment option allows you to defer payment for any product purchase for up to 120 days, the Affirm starts from its regular pay in 4 to a long-term alternative for up to 12 months.
Irrespective of which option works for you, you should be able to finance one of the PlayStation 5 consoles on Amazon either through the direct BNPL methods or other apps that allow buy now pay later for Amazon.
Alternatively, you can opt for Flex Pay if you are a Citi cardholder as through Amazon Pay, you can enjoy interest-free financing for your iPhone purchases.
Abunda
Accepts
Acima, PayPal, Klarna, Apple Pay
Channel
Online
Tip: Abunda is a special shop now pay later portal with products primarily aggregated from Amazon and enables you to pay with PayPal Pay in 4, Acima, and other financing methods not supported on Amazon.
Abunda enables PS5 buy now pay later purchases through its integration with PayPal financing options, Acima lease-to-own, and other methods not available when directly shopping on Amazon.
Its gaming consoles are entirely aggregated from the Amazon marketplace hence, any PlayStation device you selected here will be shipped from Amazon.
Since its products are that of Amazon, it means Abunda has a virtual inventory and only displays those items on its portal for financing.
One interesting feature about using Abunda for PS 5 buy now pay later shopping is its “copy an Amazon link and paste to buy” functionality.
If you use this method, you can simply visit Amazon, get the link to the PlayStation 5 console, and paste it into the Abunda field to quickly purchase it on a payment plan.
PlayStation Direct
Accepts
Klarna
Channel
Online
Tip: You can also buy now and pay later for consoles when you visit the PlayStation Direct website as it supports Klarna.
The Direct portal is PlayStation’s shopping section where you can purchase different editions of its gaming consoles, including digital games.
For its PS5 buy now pay later purchase option, you can use the Klarna payment method at checkout when shopping on its website.
There is another option you can finance products when you shop the PlayStation Direct portal through its credit card.
The card which is powered through Comenity Bank can let you have funds you can use to buy your choice gaming console and repay later.
One advantage to using the credit card is the reward program which can earn you points redeemable for store codes, gears, and other items.
Walmart
Accepts
Affirm
Channel
Online and In Store
Tip: Walmart is another destination where you can get a PlayStation 5 console and pay later through its support for Affirm at checkout.
Walmart is a shopping giant with a massive online product catalog as well as a good physical presence where you can walk in to buy items.
The platform also enables the PS5 buy now pay later option when you select the Affirm payment method at checkout.
One good reason you might consider Walmart when it comes to buying now and paying later for PlayStation is its offline support.
You can also visit their physical stores if you have any close to you and request for product financing. This will help you get your console faster.
There is one alternative when you opt for its store cards. This shopping option can also grant you an overdraft when you are out of funds for up to $200 to purchase any products of your choice.
eBay
Accepts
PayPal
Channel
Online
Tip: If you have a PayPal account, you can shop on eBay and select PayPal Credit when you are ready to make payment for any chosen PlayStation console.
From new gaming consoles to refurbished options, eBay is one portal where you can get what you need from its merchant sellers to individual traders.
Its marketplace allows PS5 buy now pay later purchases, thanks to its support for PayPal Credit which can give you a spending limit of up to $1,500 to finance any product.
If you have never shopped on the eBay marketplace, it is worth knowing that there are various seller types.
You can see listings from individuals and businesses that sell different kinds of products from new to used items.
When shopping on this site, look through the reviews of any PS5 gaming console you want to buy. Positive feedback indicates a good trust level.
Once you are ready to make payment, select the PayPal Credit option to enable you to buy the console on a buy now pay later term.
Curacao
Accepts
Acima, Curacao Credit
Channel
Online and In Store
Tip: Curacao’s PS5 buy now pay later option is provided through its lease-to-own partnership with Acima or you opt for its store credit card.
This shopping platform is one of the online stores that accept Acima for PS 5 purchases as well as its other products.
Curacao is a popular shopping destination with a huge offline presence and through its online store, you can buy different kinds of products ranging from electronics, appliances, and furniture, to other item variations.
Through its support for Acima, you can buy now and pay later for PlayStation 5 consoles on lease-to-own terms.
Alternatively, it provides a store credit card that can grant you shopping funds you can use to finance products in its catalog.
PC Richard & Son
Accepts
Affirm, Acima, Synchrony
Channel
Online and In Store
Tip: PC Richard & Son is another shopping brand that allows PS5 buy now pay later purchases through Affirm, Acima, and Synchrony-powered credit cards.
This shopping destination is well-known offline, especially to residents within the northeastern region, and through its online store, you can order and have items delivered to you.
It supports Affirm and Acima when it comes to financing for PlayStation consoles and other products you see in its shopping portal.
The other alternative to the financing provided by the above methods is using its store credit card.
This alternative financing tool is powered by Synchrony and you can apply for credits you can use to buy your choice gaming console when shopping on the PC Richard & Son’s website.
Best Buy
Accepts
Progressive, Citi Flex Pay
Channel
Online and In Store
Tip: You can use Progressive and Citi Flex Pay on Best Buy to finance any eligible products of your choice.
You almost cannot have a list of PS5 buy now pay later supporting stores without a space for Best Buy, thanks to its amazing console collections.
This platform is one of the best destinations when it comes to shopping for consumer electronics, from the top electric bikes and appliances to some other electronic items, you can get it shopping on Best Buy.
Through its video games category, you can buy different types of consoles like virtual reality devices, Xbox, handheld gaming devices, Nintendo Switch, and others.
With its support for payment with Progressive, you can buy a PlayStation 5 console and defer payment on lease-to-own terms.
Alternatively, you can opt to use Citi Flex Pay if you have a credit card powered by Citi.
Sears
Accepts
Zip, Katapult
Channel
Online
Tip: Sears’s offline presence might be a few now but it has a large online catalog and allows PS5 buy now pay later purchases through any of Zip and Katapult.
If you have never shopped on the Sears portal, you might want to try it now because it also allows PS 5 buy now pay later shopping when you pay with Zip.
There is also Katapult on the payment page which is an alternative to let you defer payment on lease-to-own terms.
This platform has an amazing marketplace with lots of products in varying categories that include appliances, furniture, fashion, electronics, and many others.
With its support for Zip and Katapult, you have two options to either pay in 4 or finance long-term on a lease-to-own contract.
Sears also has a Citi card hence, a good way to utilize Flex Pay if you have an account.
Target
Accepts
Affirm
Channel
Online and In Store
Tip: Target supports PS5 buy now pay later purchases directly through Affirm and its store credit card called RedCard provides an alternate financing tool.
Spreading the costs of payments through buy now pay later options on Target empowers you to get your desired device with no upfront costs to worry about.
The platform supports Affirm hence, you can directly buy a PlayStation 5 console and conveniently pay later in four or opt for a long-term financing method.
In addition to supporting PS5 buy now pay later shopping through its Affirm integration, you can also apply for its store credit card.
With many gaming consoles and accessories in its collection, Target is definitely one place you should check for financing the device you need.
Newegg
Accepts
PayPal, Zip, Affirm, Store Credit Card
Channel
Online
Tip: Newegg supports PS5 buy now pay later purchases when you pay through any of its financing partners including PayPal, Zip, Affirm, and its Store Credit Card.
This platform is another retailer that operates online with a good collection of gaming consoles to choose from.
If you currently have purchasing credit assigned by any of Affirm, PayPal, and Zip, you can use that on Newegg to buy a PlayStation 5 console and spread the payments.
Another good alternative is its store credit card, an amazing option as it allows you to get any item and pay later with no interest.
You can enjoy up to six months of interest-free financing when you buy products with a cart value of $199 or more.
There is also the option of 12 months tenor which is also interest-free for eligible items or cart value that is worth $499 or more.
Swappa
Accepts
Zip
Channel
Online
Tip: Swappa supports PS5 buy now pay later for its used and refurbished consoles. You just need to select Zip at checkout to spread the cost.
Swappa is an online marketplace for buying and selling fairly used and refurbished electronic devices, including smartphones, laptops, and gaming consoles.
Through its integration with Zip, you can buy now and pay later for PlayStation 5 and other products listed on its marketplace.
On its website, you can browse a wide selection of pre-owned tech products, often at competitive prices compared to retail.
It has a virtual catalog that provides easy access to any product you want to buy and on the same page, you can get a direct link to view the PlayStation consoles available on its portal.
Costco
Accepts
Citi Flex Pay
Channel
Online and In Store
Tip: You can buy now and pay later for PlayStation 5 on Costco through Flex Pay, thanks to its credit card being powered by Citi.
If you have not tried Costco yet, the platform provides. membership-based shopping experience with its users enjoy benefits such as savings due to its special partnerships with product brands.
It supports PS5 buy now pay later purchases through Flex Pay, a Citi bank financing option for all its credit card holders.
For its special benefits, it is a frequent choice for many shopping enthusiasts, whether you need the best washers and dryers, top furniture items, or new electronic products for the home.
Costco supports the financing option provided through its relationship with Citi hence, you just need to make payment with your existing Citi account as Flex Pay is automatically provided.
If you want a PS5 but cannot pay for it all at once, consider the buy now, pay later option. It lets you spread the cost over time, making it easier for more people to get PlayStation 5 consoles.
With this option, you can enjoy the PS5 without worrying about your budget. It is a simple way to get into gaming without breaking the bank.
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