Synchrony Car Care gives you access to a line of credit you can use to finance expenses for your car, including at auto shops and fuel stations.
When it comes to buy now pay later for car parts, Synchrony is a very common payment plan option offered by many of the automobile shops allowing users to apply for financing.
While the Car Care comes with its limitations, this credit card has several benefits that make it worth having for every car owner.
Synchrony Car Care

Max. Amount
Varies
APR
Up to 29.99%
Type
Credit Line
Tip: Synchrony Car Care is a credit card that you can use for handling payments for your car needs, including auto parts, repairs, fuelling, washing, and more at several locations.
This financing option from Synchrony will enable you to get a multi-store credit card which can be used for payments at designated retailers and service providers with no downpayment required.
The good thing about it despite its usage limitations is that many locations accept it hence, a very good payment plan tool to have if you want to able to handle your car expenses without using your existing funds.
When your application is successful, you will get a credit card that can be used both online and offline at its partnering merchants for transactions with a minimum cart value of $199.
This card can be used for a variety of needs, including buy now pay later tires, car washes and detailing, other routine maintenance, and more.
With its acceptance at several fuel stations, it is one of the best options to enjoy buy now pay later for bills, including at gas stations, parking, and toll fees.
While you may be eligible to enjoy spread payments for up to 12 months using the Synchrony Car Care credit card, its deferred interest promotion period is for 6 months at most of the merchants that accept it for you to use it with no interest.
However, failure to pay the full balance before or by the due date of the promotional period will result in you paying the accrued interest starting from the first month.
The platform uses a soft inquiry during the pre-approval stage but post-qualification, it will conduct a hard credit check which could have an impact on your credit score.
As common to most of the credit card-tied buy now pay later options, you will be liable for some fees, including late and returned payments ($39 and $28 respectively).
Synchrony Car Care Locations
Below are the top destinations where you can use your Synchrony Car Care credit card for payments:
Synchrony Car Care Locations Online
If you want to finance your car expenses online, the below websites accept the Synchrony Car Care credit card:
Note that some of these websites also have physical locations and the card is accepted when you visit their offline stores too.
4WP

4 Wheel Parts is a prominent retailer specializing in off-road parts and accessories. Catering to the needs of truck and Jeep enthusiasts, 4WP offers a wide range of products, including tires, suspension systems, and aftermarket components for off-road vehicles.
4 Wheel Parts is one of the top online retailers that accept the Synchrony Car Care credit card for financing products for off-road parts, accessories, and aftermarket upgrades for trucks and Jeeps.
The platform offers a diverse range of off-road products, including tires, wheels, suspension systems, lift kits, winches, armor, and various accessories.
Its product catalog caters to a wide range of off-road enthusiasts, from casual adventurers to hardcore off-roaders seeking top-notch performance.
Discount Tire

Discount Tire is a leading tire and wheel retailer with a vast selection of products. Known for its competitive prices, it provides tire services, rotations, and installations at numerous locations nationwide.
Discount Tire offers an extensive selection of tires and wheels from various manufacturers, catering to a diverse range of vehicles, including cars, trucks, SUVs, and trailers.
The product catalog includes a wide variety of tire brands, sizes, and types to suit different driving preferences and needs.
When using your Synchrony Car Care credit card at Discount Tire to finance products on its platform, you can enjoy up to a 5% discount on a cart with a value of $599 or more.
Tire Rack

Tire Rack is an online tire retailer and automotive accessory provider. Known for its extensive selection of tires, wheels, and accessories, it offers customers the ability to research, compare, and purchase products online, along with expert guidance and customer reviews to inform purchasing decisions.
Tire Rack’s strength lies in its extensive product inventory. The website features a wide range of tires from various manufacturers, covering diverse categories such as all-season, summer, winter, and performance tires.
Additionally, you can explore a variety of wheels, suspension components, brakes, and other automotive accessories.
Through its acceptance of the Synchrony Car Care credit card, you can finance your purchases for tires when you shop on its portal.
AutoNation

AutoNation operates numerous dealerships across the country, offering a wide range of new and pre-owned vehicles, along with financing, service, auto parts, and repair options.
AutoNation, a prominent automotive retailer, prioritizes quality and reliability in its service and parts departments, ensuring customers have access to genuine OEM parts for their vehicles.
While AutoNation is not a standalone auto parts retailer, its commitment to superior service includes providing customers with the necessary components for repairs and maintenance.
Through its website and at its retail locations, you can enjoy buy now pay later car parts through the AutoNation Credit Card powered by Synchrony Car Care.
Big Brand Tire

Big Brand Tire is a reputable tire and automotive service provider. With multiple locations, it offers a wide selection of tires and comprehensive services, including alignments, brakes, and oil changes.
Big Brand Tire is one of the online platforms where you can use the Synchrony Car Care credit card and interestingly, you can get up to a 15% discount (up to a maximum of $150) on your purchases.
It provides a wide selection of tire brands, sizes, and types to cater to the diverse needs of customers, including those with passenger cars, trucks, SUVs, and off-road vehicles.
In addition to tire sales, Big Brand Tire offers a comprehensive suite of automotive services. These include wheel alignments, brake inspections and repairs, oil changes, suspension services, and more at its physical locations.
Brian Tooley

Brian Tooley Racing (BTR) is a well-known name in the automotive industry, specializing in high-performance engine components and tuning solutions. The brand is recognized for its expertise in camshaft design and LS engine modifications.
It is a renowned player in the high-performance automotive aftermarket, specializing in designing and manufacturing components that elevate engine performance
BTR offers a comprehensive range of performance parts, including camshafts, valve train components, cylinder heads, and more.
Discount Tire & Service Centers

Discount Tire & Service Centers is a comprehensive automotive service provider with a focus on tires. Offering a wide range of tire brands and services, it is known for competitive prices and quality customer care.
The platform boasts an extensive inventory of tires, catering to various vehicle types, including cars, trucks, SUVs, and trailers.
It provides a diverse range of tire brands, sizes, and types to meet the specific needs and preferences of its customers.
On purchases of $499 or more using the Synchrony Car Care credit card on its platform, you can earn a $50 Visa reward card.
DX Engineering

DX Engineering is a leading provider of high-performance radio communication equipment and accessories. Known for its quality products, the company caters to amateur radio operators and enthusiasts, offering a diverse range of antennas, transceivers, and related gear.
The DX Engineering Super Card is one of the methods to enjoy buy now pay later car audio financing and this relies on the Synchrony Car Care platform for this feature.
It offers a diverse and comprehensive product portfolio, including antennas, transceivers, amplifiers, coaxial cables, connectors, and various other components
Mavis

Mavis is a reputable tire and automotive service provider with a vast network of locations across the United States. Renowned for its comprehensive range of tires and services, it is a trusted destination for vehicle maintenance, repairs, and tire solutions.
Mavis Tire, officially known as Mavis Discount Tire is one of the Synchrony Car Care locations where you can use the credit card for online purchases.
It is a prominent tire and automotive service provider and one of the largest tire dealers in the nation, offering a comprehensive range of automotive services and products.
Beyond tires, Mavis offers a broad range of automotive services, including wheel alignments, brake repairs, oil changes, suspension work, and more at its retail locations.
Meineke

Meineke is a well-established automotive service and repair franchise with locations nationwide. Known for its comprehensive range of services, Meineke offers solutions for routine maintenance, brake repairs, exhaust services, and more.
It offers a broad range of automotive services, ranging from routine maintenance to complex repairs.
Services include oil changes, tire rotations, brake repairs, exhaust system services, engine diagnostics, and more.
When using the Synchrony Car Care credit card on its platform, it will be to handle booking for its services which you can redeem offline.
NAPA

NAPA, or the National Automotive Parts Association, is a renowned provider of automotive parts, accessories, and tools. With a vast network of stores, NAPA serves both professional mechanics and DIY enthusiasts.
The platform offers an extensive and diverse product catalog, including automotive parts for various systems (engine, brakes, exhaust, etc.), filters, batteries, lubricants, tools, and accessories.
The comprehensive range of products makes NAPA a one-stop destination for all automotive needs.
The NAPA credit card is powered by Synchrony Car Care and it accepts variations from other brands within the network.
Pep Boys

Pep Boys is a well-known automotive service and retail chain, offering a wide range of products and services, including auto parts, tires, maintenance, and repairs. With numerous locations, it serves vehicle owners across the United States.
The Synchrony Car Care credit card is accepted at all Pep Boys locations and on its website for product financing and repair services.
Its platform provides a diverse range of automotive products and services.
From auto parts and accessories to tires, maintenance services, and repairs, the company caters to the needs of both DIY enthusiasts and those seeking professional automotive services.
Summit Racing

Summit Racing is a renowned automotive parts and accessories retailer, offering a wide selection of products for performance and racing enthusiasts. With a comprehensive inventory, it caters to various vehicle needs.
It has a vast product range that includes automotive parts, tools, accessories, and performance equipment.
From engine components and exhaust systems to suspension upgrades and exterior accessories, it provides an extensive array of products for diverse vehicle applications.
The Summit Racing Equipment SpeedCard is powered by Synchrony Car Care which can be used to finance items from its catalog.
Tire Discounters

Tire Discounters is a reputable tire and automotive service provider. Offering a wide range of tires and services, it has multiple locations, providing quality products and professional automotive care.
The platform has grown into a well-respected tire and automotive service provider with a strong presence in the Midwest and Southern regions of the United States.
It offers an extensive selection of tires, ranging from major brands to more budget-friendly options, catering to various vehicle types and preferences.
The company provides tire-related services, including installations, rotations, alignments, and flat tire repairs.
Among the special credit cards it accepts as part of its payment options are that of Goodyear and its store credit powered by Synchrony Car Care.
Town Fair Tire

Town Fair Tire is a well-known tire retailer with a broad range of products and services. It operates numerous locations, offering tires, wheels, and automotive services to customers.
Town Fair Tire is another popular platform that accepts the Synchrony Car Care credit card on its online portal as well as at its physical locations.
It boasts an extensive inventory of tires, offering a wide range of brands, sizes, and types to accommodate various vehicles, from passenger cars to trucks and SUVs.
The company’s focus on maintaining a diverse tire selection caters to the specific needs and preferences of its diverse customer base.
Southeast Toyota Finance

Southeast Toyota Finance is a financial services company that specializes in providing automotive financing solutions for Toyota dealers and customers in the southeastern United States. They offer leasing and financing options.
SETF specializes in offering a range of automotive financing options, including retail installment contracts and leasing agreements.
This enables customers to purchase or lease Toyota vehicles and parts while providing flexibility in payment structures that align with individual financial preferences.
With its acceptance of the Synchrony Car Care credit card, you can handle your payments and avoid defaulting.
Synchrony Car Care Locations Offline
You can use your Synchrony Car Care credit card at the below physical retail and auto service locations nearest to you:
AAMCO
AAMCO is a well-established automotive service provider specializing in transmissions. With a nationwide presence, AAMCO offers a range of services, including transmission repairs, diagnostics, and comprehensive automotive care for various vehicle makes and models.
AutoZone
AutoZone accepts the Synchrony Car Care credit card at its walk-in locations but for online purchases, you may want to consider alternative platforms that accept the option for financing online as you may not be lucky to make it work on its website.
American Tire Depot
American Tire Depot is a reputable tire and automotive service provider with multiple locations. Offering a wide range of tires and services, the company is known for its professional expertise and quality products.
Berkshire Hathaway Automotive
Berkshire Hathaway Automotive is a division of Berkshire Hathaway, providing a network of automotive dealerships across the United States. Offering a variety of new and used vehicles, along with automotive services, it is part of Warren Buffett’s renowned Berkshire Hathaway conglomerate.
Brake Check
Brake Check is a well-established automotive service provider specializing in brake system diagnostics and repairs. With multiple locations, the company offers comprehensive brake services, including inspections and maintenance, ensuring the safety and optimal performance of customers’ vehicles.
Bob Sumerel
Bob Sumerel Tire Co. is a reputable tire and automotive service provider with multiple locations. Offering a wide range of tires and services, the company is known for its professional expertise, quality products, and commitment to customer satisfaction.
Brake Masters
Brake Masters is a trusted automotive service provider specializing in brake repairs and maintenance. With multiple locations, the company offers a range of services, including brake inspections, pad replacements, and fluid checks, ensuring the safety and efficiency of customers’ vehicles.
Brakes 4 Less
Brakes 4 Less is a dedicated brake service provider with multiple locations. Specializing in brake inspections, repairs, and replacements, the company offers cost-effective solutions to ensure the safety and performance of customers’ vehicles.
CARSTAR
CARSTAR is a leading network of independently owned and operated collision repair centers. With locations across North America, CARSTAR provides high-quality collision repair services, including bodywork, paint services, and automotive restoration.
Car-X
Car-X Tire & Auto is a trusted automotive service provider with multiple locations. Known for its comprehensive range of services, including tire sales, brake repairs, and general maintenance, Car-X is committed to delivering quality products and professional automotive care to its customers.
Christian Brothers Automotive
Christian Brothers Automotive is a reputable automotive service provider known for its commitment to customer service and integrity. With multiple locations, the company offers a wide range of automotive services, including repairs, maintenance, and diagnostics, ensuring the reliability and safety of customers’ vehicles.
Dobbs
Dobbs Tire & Auto Centers is a well-established automotive service provider with multiple locations. Offering a range of services, including tire sales, brake repairs, and general maintenance, Dobbs is known for its professional expertise, quality products, and commitment to customer satisfaction.
Evans Tire
Evans Tire & Service Centers is a trusted tire and automotive service provider with multiple locations. Offering a comprehensive range of services, including tire sales, alignments, and brake repairs, Evans Tire is committed to delivering quality products and professional automotive care to its customers.
K&M Tire
K&M Tire is a prominent tire distributor serving tire retailers across the United States. With a comprehensive inventory, the company provides a wide range of tire brands and sizes, along with services like delivery, training, and marketing support, catering to the needs of tire dealers.
Brakes Plus
Brakes Plus is a well-established automotive service provider with locations across multiple states. Specializing in brake repairs and maintenance, the company also offers a range of services, including alignments and oil changes. Known for its expertise and customer-centric approach, Brakes Plus ensures the safety and reliability of customers’ vehicles.
Lithia
Lithia Motors is a major automotive retailer with a vast network of dealerships across the United States. Offering new and used vehicles, along with financing options, Lithia provides a comprehensive automotive shopping experience. The company is known for its diverse inventory and commitment to customer satisfaction.
Penske
Penske Automotive Group is a leading international transportation services company with automotive and commercial vehicle dealerships across the globe. The company is involved in the sale of new and used vehicles, automotive maintenance and repair services, as well as providing financing, and leasing services.
Maaco
Maaco is a renowned auto painting and collision repair franchise with multiple locations. Specializing in affordable and quality paint services, Maaco also offers collision repairs and cosmetic enhancements. With a commitment to customer satisfaction, Maaco restores and enhances the appearance of vehicles.
Precision Tune
Precision Tune Auto Care is a well-established automotive service provider with multiple locations. Offering a comprehensive range of services, including routine maintenance, diagnostics, and repairs, Precision Tune is known for its professional expertise, quality service, and commitment to customer satisfaction.
STTC
STTC (Service Tire Truck Centers) is a leading provider of commercial tire and maintenance services. With numerous locations, STTC caters to the needs of fleet owners and truck operators, offering tire solutions, retreading, and on-site services for efficient and reliable transportation.
Tire-Rama
Tire-Rama is a well-known tire and automotive service provider with multiple locations. Offering a comprehensive range of tires and services, including alignments, brakes, and general maintenance, Tire-Rama is committed to delivering quality products and professional automotive care to its customers.
Tire Pros
Tire Pros is a nationwide network of independent tire dealers and automotive service providers. Offering a wide selection of tires and professional services, Tire Pros emphasizes personalized customer care, expert advice, and a commitment to meeting the tire and automotive needs of local communities across the United States.
Tuffy
Tuffy Tire & Auto Service is a reputable automotive repair and maintenance franchise with multiple locations. Known for its comprehensive services, including brakes, exhaust, and general repairs, Tuffy is committed to customer satisfaction and providing trustworthy and professional automotive care for various vehicle makes and models.
Cottman
Cottman Transmission and Total Auto Care is a well-established automotive service provider with multiple locations. Specializing in transmission repairs and maintenance, Cottman also offers a range of general automotive services. Known for its expertise and customer-centric approach, Cottman ensures the reliability and performance of vehicles.
Synchrony Car Care Gas Stations
You can also use your Synchrony Car Care credit card for gas purchases at any of the locations of the below companies:
Fuel Forward

Fuel Forward is a popular digital wallet you can use for payments at any of the locations of Phillips 66, Conoco, and 76 stations. This app is Synchrony Car Care credit card compatible. You save at least 15 cents per gallon when you use the card for payments through the app.
Citgo
Citgo offers a network of locations where customers can access a range of transportation fuels, including gasoline and diesel. These stations provide fueling services to motorists and are commonly found nationwide.
76
76, a brand owned by Phillips 66, is a well-known gasoline and service station chain. The locations are recognized for providing high-quality fuels, including gasoline and diesel. The iconic orange ball logo is a symbol of their presence, offering fuel and convenience services to motorists.
Conoco
Conoco, part of ConocoPhillips, is a leading energy company in the production, refining, and marketing of fuels and petrochemical products globally, providing energy solutions to consumers and businesses.
Phillips 66
These stations provide a variety of high-quality fuels, including gasoline and diesel, along with convenience store services. With a legacy dating back years, Phillips 66 stations are a recognizable presence in the fuel and retail industry.
Jiffy Lube
Jiffy Lube is a well-known automotive service provider specializing in oil changes, preventive maintenance, and other vehicle services. With several locations, Jiffy Lube is recognized for its quick and convenient service, offering a range of automotive solutions to keep vehicles running smoothly.
Chevron
Offering high-quality fuels, including gasoline and diesel, Chevron stations provide a range of automotive services. You can also use the Synchrony Car Care credit card for the Techron line of fuel additives payments at Chevron.
Shell
Shell is recognized for providing high-quality fuels, lubricants, and automotive services. With a distinctive yellow and red Shell logo, these stations offer gasoline, diesel, and convenience store services.
7-Eleven
7-Eleven fuel stations, associated with the convenience store chain, offer gasoline at various locations. Conveniently integrated with 7-Eleven stores, they provide fueling services and convenience items. Known for accessibility and extended operating hours, 7-Eleven fuel stations cater to the needs of motorists and shoppers.
Flyers Energy
Flyers Energy operates in various sectors, including fuel distribution, convenience stores, and renewable energy. The company provides fuel and energy solutions to businesses and consumers.
ExxonMobil
The stations are recognized for delivering high-quality fuels, lubricants, and convenience store services. With a strong presence, these stations provide motorists with reliable energy solutions.
While it may seem like a limited card, it is a good option if you have a car and want an alternative to handling parts and service payments in installments.
With many companies accepting the Synchrony Car Care credit card online and offline, including well-known brands with hundreds of locations across the nation, you should be able to use it conveniently for your automobile expenses.
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