Based on research and not influenced
This is based on research, and not influenced. However, we may earn a commission if you buy through links on this site.

Where you can finance furniture with Acima

Acima furniture stores include brands like Wayfair, Ashley HomeStore, and more with routes that enable you to lease with it on Amazon and Best Buy.

There is no doubt that when it comes to lease or rent-to-own, Acima is one of the best platforms you can use for such financing.

Fortunately, this platform has a growing number of merchants that allow you to seamlessly buy their products on payment plans using your account maintained with Acima Leasing.

Best Acima furniture stores

Here below are the top online furniture stores that accept Acima credit:

Abunda

Abunda

Route

Direct checkout


Tip: Abunda enables you to buy any Amazon furniture and pay with Acima. You can buy anything with it by pasting the Amazon link into the Abunda search field which will make the product available in seconds for Acima financing.

 

Abunda is possibly one of the merchants that makes having an Acima account a big plus when it comes to financing your needs.

It allows you to shop the millions of products on Amazon without being bothered paying upfront as you can use your Acima account to lease-to-own any Amazon product you like.

When you talk of inventory, this is one of the Acima furniture stores that has a good collection of items. Thanks to its virtual items as the products are primarily aggregated from Amazon.

What that means is that every product you see on Abunda is an Amazon product that has been pulled in to allow you to seamlessly shop and pay for it on a payment plan.

This platform has amazing functionality that makes it easier to finance a product you have seen on Amazon by simply getting the link to that item and pasting it into the Abunda search field.

The paste to search will fetch the product from Amazon to Abunda’s virtual inventory and you will be able to order it with your Acima account within seconds.

Abunda has multiple financing options apart from Acima, for instance, you can pay later for its product using PayPal Credit, and Klarna which makes it a good single-spot if you have accounts with these split payment providers.

Amazon

Amazon

Route

Through Abunda


Tip: you can buy furniture on Amazon using your Acima shopping credit by going through the Abunda gateway. Get the product link on Amazon and paste it on Abunda and you will be able to order it in seconds.

 

Amazon conventionally does not support the use of Acima when you are shopping directly on its platform hence, the need for a gateway that makes it possible for you to be able to lease-to-own its products. 

When you talk about inventory, there are a few Acima furniture stores that can measure up to the number of items that Amazon has in stock in this category. Being able to finance any is a big plus when you do not have enough budget to handle upfront payments.

Many shopping gateways support Amazon product financing on a limited model, but Abunda takes it to another level by being able to allow you to buy an item of your choice and finance it effortlessly.

The paste to search is a top-notch feature on the platform. With this, you just need to get the product link on Amazon and you can finance it by simply pasting it into the Abunda search field.

This platform also makes it easy to buy now and pay later on Amazon using PayPal Credit and the Pay in 4 financing.

If you have a Klarna account, Abunda also allows you to get any Amazon product on a payment plan using it.

Wayfair

Wayfair

Route

Direct Checkout


Tip: Wayfair is one of the Acima furniture stores that supports it directly on their platforms.

 

Wayfair is one of the popular Acima furniture stores you can get items on and pay later on lease-to-own terms.

The online shopping portal has a good collection of products across varying categories primarily towards improving your home.

Among those include furniture targeting sections like that housing office, living room, bedroom, kitchen, and bathroom products among others.

This merchant has Acima integrated directly into its platform hence, you can use it when you are checking it by selecting it on the payment gateway page.

Shop normally by adding items to your cart and proceeding to payment, select the ‘Pay with Acima’ option and you will be required to log in on the platform.

Once you are able to log in to your Acima account, you can authorize the purchase to complete the order.

Ashley HomeStore

Ashley HomeStore

Route

Direct Checkout


Tip: Ashley HomeStore supports Acima alongside Progressive, Caddipay, and its own store credit card for financing.

 

Ashley HomeStore is one of the Acima furniture stores you should look at if you need new furnishing products for your home.

This retailer is a known brand with ample collections that include different kinds of mattresses, sofas, table sets and a lot of others meant for the home and office set-ups. 

It is one of the online stores that accept the Acima credit financing option directly when you are on its shopping portal hence, a hassle-free experience is expected as you will only need to log in to your account and authorize the lease-to-own option when you have completed shopping.

The Acima option is an addition to its other leasing alternative as through Ashley HomeStore, you can as well use your Progressive account to order items on its portal.

Other options include using the buy now and pay later solution by Great American Finance, Caddipay as well as its store credit card powered by Synchrony.

Curacao

Curacao

Route

Direct Checkout


Tip: Curacao is a large format retail chain with varying services and on its online shopping portal, you can lease to own furniture using Acima.

 

Curacao is one of the Acima furniture stores where you can finance products and pay with your leasing shopping credits.

This is one platform that has items across several categories that you can as well buy alongside the furniture you need for your home.

Just as to its physical outlets, Curacao also allows you to access other services apart from shopping. The company is into the retailing of bill payment and money transfer services.

The financing option with Acima is available on its payment gateway page and you can complete your order financing within minutes by simply authorizing the purchase.

With a subsidiary that offers financial services, this brand also powers its own credit card that you can get to enjoy more product financing when shopping its portal.

Nectar Sleep

Nectar Sleep

Route

Direct Checkout


Tip: Nectar Sleep allows product financing through Acima for its furniture, mattresses, and others.

 

Nectar Sleep might be more popular for its line of amazing mattresses that include Classic Comfort, Nectar Premier, and the Premier Copper with good complementing memory foams.

This brand does not just focus on fostering good sleep but also comfort with its line of furniture products like the Platform Bed, a collection of nightstands and dressers.

Nectar products are in-made hence, the items that you can shop for on its portal are limited to its own brand unlike some of the other Acima furniture stores on this list.

The leasing option with your Acima account is directly available on its payment page alongside other alternatives that include PayPal Pay in 4, Afiirm, and Splitit.

Big Sandy Superstore

Big Sandy Superstore

Route

Direct Checkout


Tip: Big Sandy Superstore accepts Acima Credit as one of its financing options when shopping for furniture, appliances, mattresses, and electronics.

 

If you live in Ohio and other areas like Kentucky, Missouri, Michigan, West Virginia, and Indiana, you will agree that Big Sandy Superstore is an important addition to the list of stores that accepts Acima credit.

Popular for its widespread retail chain, BSS allows you to also finance its product when you shop on its online portal making it a big plus if you do not want to visit its physical location.

Just as its physical outlets, you can find products mainly from categories like furniture, appliances, mattresses, and electronics.

Thanks to it being one of the Acima furniture stores, you can have any of its products and pay later on lease to own terms.

Best Buy

Best Buy

Route

Acima App


Tip: Best Buy is one of the merchants you can use your credit on through the Acima shopping app.

 

There are some Acima furniture stores you can only access through its mobile application. Best Buy is one such that requires you to download the app on your device.

Called the in-app shopping financing method which gives you access to a host of retailers and you can buy their products within the app and pay seamlessly with the shopping credit assigned to you by Acima.

To start your furniture shopping on Best Buy, simply locate the logo from the list of its merchants on the app homepage and the platform will be loaded in-app.

You can browse its related category and check through the items you want to buy. Once you have them added to your cart, you will see the ‘Pay with Acima’ underneath that you can use to complete the order request.

PC Richards

PC Richard and Son

Route

Direct Checkout


Tip: P. C. Richard allows you to buy furniture using your Acima account directly when shopping on its portal.

 

P. C Richards is if not the largest, definitely one of the widespread private-owned retail chains for electronics, appliances, furniture, television, and more.

If you live in New York, especially within the boroughs of Queens and Brooklyn as well as in Long Island, you probably have seen one of its offline stores. If you are a regular user of its services, having it as one of the Acima furniture stores is an advantage that gives you the power to lease to own its products.

P. C. Richards has Acima as one of its financing options and with a direct checkout integration, you will be able to complete your order in a short while by authorizing the purchase.

The options you will see include its store credit card powered by Synchrony and the other that allows you to pay in 4 using your Affirm account.

Dreamcloud

DreamCloud

Route

Direct Checkout


Tip: Dreamcloud is one of the online furniture stores that accepts Acima directly at checkout.

 

Deeamcloud is another popular brand when it comes to mattresses and made this list of Acima furniture stores for its line of nightstands, and platform beds.

This brand is a part of the family brands owned by Resident Home. The other on this list of furniture stores that accept Acima credit is Nectar Sleep.

The lease-to-own option is available directly when you want to make payments alongside other alternatives that include Affirm and Splitit

Complete list of online furniture stores that accept Acima

The below table shows the complete list of furniture stores that accept Acima credit:

S/N
STORE
ROUTE
1
Abunda
Direct Checkout
2
Amazon
Abunda
3
Curacao
Direct Checkout
4
Nectar Sleep
Direct Checkout
5
DreamCloud
Direct Checkout
6
Furniture Connection
Direct Checkout
7
MidinMod
Direct Checkout
8
Patio furniture Co.
Direct Checkout
9
PC Richard & Son
Direct Checkout
10
Best Buy
In-App
11
Feel At Home furniture
Direct Checkout
12
Just Like Home Affordable furniture
Direct Checkout
13
CasaOne
Direct Checkout
14
K&R furniture
Direct Checkout
14
Best Buy Furniture
Direct Checkout
15
Lily's furniture and Mattress
Direct Checkout
16
Luxury Mattress and furniture
Direct Checkout
17
Maddys Home furniture
Direct Checkout
18
Tempo Collection
Direct Checkout
19
The Furniture Connexion
Direct Checkout
21
AMB furniture and Design
Direct Checkout
22
Big Sandy Superstore
Direct Checkout
23
Ashley HomeStore
Direct Checkout
24
Furniture Mecca
Direct Checkout

Requirements to buy with Acima on these online stores

 

Acima is open to everyone to use for buying furniture and other items provided you satisfy its criteria.

It is worth mentioning that you cannot get approved if your average monthly income is less than $750 and you must have active employment in the last three months.

If you satisfy the above, you can sign-up easily as the platform requires you to provide your social security number and phone number. Others that will be required include your email, and your authorization to continue with the account opening.

Once you have the account created, you can shop with the assigned credit on any Acima furniture stores as well as other product categories both online and offline.

What is the limit of credit assigned for furniture shopping?

 

There is a limit as to the minimum and maximum you can spend while shopping on these online Acima furniture stores.

You cannot access more than $4,000 hence, the item you want to buy should be within this range to stand any chance of being approved.

While the maximum stands at $4,000, your shopping cart must be up to the value of $300 to be eligible to use your Acima purchasing power.

Being able to finance furniture is a good alternative way to get the products you need for your home, especially when you are on a tight budget.

With a growing number of Acima furniture stores, you can go with the lease-to-own option to get those items you need to furnish the home as it can be more convenient considering you can pay over several months.

Nevertheless, bear in mind that Acima is not a typical loan or regular split payment provider hence, the markup could be a bit higher.

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